Retirement Planner

Estimate your retirement income gap and plan ahead.

Your Information
$
$
$
%
$

Savings rate % is applied to your salary on top of fixed yearly savings.

Retirement Outlook
Enter your details and click Calculate to see your projection.
How This Works
  • Money at Retirement = future value of your current savings + fixed yearly savings + salary-rate-based savings, all compounded at the investment growth rate.
  • Monthly Income Need = your projected final salary × income replacement ratio ÷ 12 (or expense-based, depending on your model).
  • Gap = Income Need − Monthly income your retirement pot can provide.
  • All values are expressed in monthly terms at retirement.