Estimate your retirement income gap and plan ahead.
Your Information
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Savings rate % is applied to your salary on top of fixed yearly savings.
Retirement Outlook
Enter your details and click Calculate to see your projection.
How This Works
Money at Retirement = future value of your current savings + fixed yearly savings + salary-rate-based savings, all compounded at the investment growth rate.
Monthly Income Need = your projected final salary × income replacement ratio ÷ 12 (or expense-based, depending on your model).
Gap = Income Need − Monthly income your retirement pot can provide.
All values are expressed in monthly terms at retirement.